Terms & Conditions
Effective date: October 28, 2026
These Terms & Conditions apply to your use of this website. By using the website, you agree to these terms. A separate written service agreement may govern services you purchase.
Who we are
Nova Borrower Solutions is a private company providing administrative, consulting, and document-preparation services. We are not affiliated with or endorsed by the U.S. Department of Education, Federal Student Aid, any government agency, lender, or loan servicer.
No legal, tax, lending, or debt-relief service
Website information is general and is not legal, tax, financial, or professional advice. We do not originate or service loans, negotiate debt settlements, provide debt relief, or make eligibility decisions. Consider consulting a qualified professional for advice about your circumstances.
No guarantees
We do not guarantee approval, eligibility, loan forgiveness, reduced payments, savings, processing times, or any other government or servicer outcome. Decisions are made by the relevant program administrator or loan servicer.
Fees and service scope
Our services are optional and fee-based. Before you enroll or pay, you should receive clear information about the exact scope of services, total fees, payment schedule, material limitations, and cancellation/refund terms. Government applications may be available directly at no cost through StudentAid.gov.
SMS terms
Text messaging is optional and separate from a general inquiry. If you expressly opt in, you agree to receive the categories of messages described on the Text Updates page. Message frequency varies; message and data rates may apply. Reply STOP to opt out and HELP for help. Consent is not a condition of purchase. Carriers are not liable for delayed or undelivered messages. We will honor opt-out requests and maintain consent records.
Acceptable use
You agree not to misuse this website, submit false information, attempt unauthorized access, interfere with operation, or upload unlawful or harmful material.
Third-party links
External links are provided for convenience. We do not control third-party websites and are not responsible for their content or practices.
Website availability and intellectual property
We may modify or discontinue website features. Website content is owned by or licensed to Nova Borrower Solutions unless otherwise stated and may not be copied or reused without permission, except as permitted by law.
Limitation and governing law
To the extent permitted by applicable law, this website is provided “as is” without warranties of uninterrupted availability or error-free operation. Nothing in these terms excludes rights that cannot lawfully be excluded. Governing law, dispute-resolution provisions, and any required consumer notices should be finalized by qualified counsel for the states in which services are offered.
Contact
Nova Borrower Solutions
2125 Biscayne Blvd, Ste 204, Miami, FL 33137, USA
admin@novaborrowersolutions.com
(855) 828-7126